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Posts tagged "uninsured motorist coverage"

Insurance Issues When a Stolen Car Causes Injury or Death

Who is liable when a car is stolen and the driver subsequently causes a collision and causes injuries or death?  It is unlikely that the thief driving the car has any personal car insurance or assets.  So, how would an injured individual or family be compensated after the accident for medical treatments and any other related expenses like pain and suffering, lost wages, or personal losses after such a collision?  This is where uninsured motorist coverage comes in.

Uninsured Driver Causes Fatal Accident, Faces Jail Time

What is the penalty for driving without insurance in WV?

judge's gavel.jpgA West Virginia woman faces up to a year in jail for knowingly driving an uninsured vehicle in a crash that killed a 5-year-old Maryland girl. The uninsured driver rear-ended the vehicle in which the little girl was riding with her great-grandmother, causing the collision and tragic death of the child.

When Underinsured Motorist Coverage (UM) is an Issue in a Car Accident Injury Claim

The following is a situation relayed to us from a chat transcript our office recently received regarding underinsured motorist coverage, or more accurately, the lack of it.  All chats initiated on our website are confidential, so all personal details have been omitted:

Which Options Do I Need to Purchase for My Car Insurance? Part 1

Uninsured and Underinsured Motorist Coverage

Liability motor vehicle insurance is required for every vehicle driving on the road in West Virginia. State law requires insurance companies to offer automobile insurance coverage at minimum levels to every owner of automobiles so that theoretically every vehicle being operated on state highways has at least a minimum amount of liability coverage protection.

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